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Rocket Money's primary focus is checking, savings, and credit card tracking — but it can also link investment and retirement accounts: 401(k), IRA, brokerage, even crypto exchanges. Coverage and detail level varies dramatically by platform. This guide explains which investment accounts Rocket Money supports, what data shows up, the limitations vs. dedicated investment trackers (Empower, Personal Capital), and how to handle the edge cases (employer 401(k)s, crypto, alternative assets).

For pure investment tracking, see Rocket Money vs Empower.

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Takes about 5 minutes · 10M+ members · Owned by Rocket Companies (NYSE: RKT) · Bank connections via Plaid (read-only)

What's in this guide

What Rocket Money shows for investments

When you link an investment account, Rocket Money displays:

  • Account name (e.g., "Fidelity 401(k) - 12345").
  • Total balance (current market value).
  • Account type (taxable brokerage, IRA, 401(k), etc.).
  • Some position-level holdings (depending on platform's Plaid integration).
  • Historical balance charts in the Net Worth view.
  • Performance — generally limited to balance change over time, not detailed return calculations.

What it doesn't show in detail: - Cost basis (rarely pulled). - Performance attribution by holding. - Tax lots. - Sector / asset allocation breakdowns. - Forecast or planning tools.

For these, you'd want a dedicated investment tracker like Empower or Personal Capital.

Supported brokerage accounts

Rocket Money supports most major U.S. brokerages via Plaid:

  • Fidelity — full balance + holdings (with caveats for retirement plans).
  • Charles Schwab — full balance + holdings.
  • Vanguard — full balance + limited holdings.
  • TD Ameritrade (now under Schwab) — coverage varies.
  • E*TRADE — full balance + holdings.
  • Merrill Lynch / Merrill Edge — balance + limited holdings.
  • JPMorgan Chase Investment — balance.
  • Webull — partial; coverage by account type.
  • Robinhood — partial; depending on platform integration.
  • Interactive Brokers — sometimes; may need manual setup.
  • Most brokerage IRAs and 401(k)s that go through these platforms.

Coverage changes regularly as Plaid adds institutions. If you don't see your brokerage in the link flow, search for it explicitly or contact Rocket Money support.

401(k) tracking

This is where things get interesting. 401(k) tracking depends on who administers your 401(k):

  • Fidelity-administered 401(k): usually links via your Fidelity NetBenefits login. Coverage is reasonable.
  • Vanguard-administered 401(k): links via Vanguard.
  • Schwab-administered 401(k): links via Schwab.
  • Empower-administered 401(k) (formerly Mass Mutual / Mass Mutual Empower): links via Empower (the retirement plan aggregator, not the personal-finance app).
  • TIAA, Voya, Prudential, etc.: varies. Some support Plaid, some don't.

If your 401(k) provider supports Plaid, link it. If not, you'd need to manually update your investment value periodically.

Common issues: - Some 401(k)s are flagged as employer accounts that don't permit aggregator access by default. You may need to opt-in via the plan website. - Pre-tax vs Roth 401(k) buckets sometimes display as a single account. - Vesting status isn't typically shown.

IRA tracking

Traditional and Roth IRAs at major brokerages typically link well: - Fidelity IRA: full support. - Schwab IRA: full support. - Vanguard IRA: full support. - Charles Schwab Health Savings: HSA at Schwab links. - Lively HSA: limited Plaid support.

Crypto exchanges

Rocket Money's crypto support is limited and read-only:

  • Coinbase: balance and recent transactions visible. Detailed holdings (which coins, cost basis) limited.
  • Coinbase Pro / Advanced Trade: API key access NOT supported by Plaid for Rocket Money. Use the consumer Coinbase login instead.
  • Robinhood Crypto: integrated with the broader Robinhood Plaid connection.
  • Other crypto exchanges (Kraken, Gemini, Crypto.com): typically not supported via Plaid.

Crypto held in cold wallets, hardware wallets, or DeFi: not tracked. Rocket Money is read-only and only sees what platforms expose to Plaid.

Robinhood, Webull, eToro

These newer/mobile-first brokerages have variable Rocket Money support:

  • Robinhood: links via Robinhood credentials. Balance + recent activity. Detailed holdings limited; performance metrics minimal.
  • Webull: similar to Robinhood; balance + general activity.
  • eToro: limited Plaid support; may need manual entry.
  • Public, M1, Sofi Invest: vary by current Plaid integration.

If any of these don't link, contact Rocket Money support — Plaid integration is updated regularly.

What Rocket Money DOESN'T do for investments

For investment-focused users, Rocket Money has clear limits:

  • Performance tracking — no time-weighted return, internal rate of return, or alpha calculations.
  • Asset allocation analysis — no breakdown by stock/bond/cash/international/etc.
  • Sector exposure — doesn't aggregate across accounts to show your sector tilts.
  • Concentration risk — doesn't flag if you're overweighted in one stock.
  • Cost basis tracking — typically not available.
  • Tax-loss harvesting suggestions — no.
  • Retirement planning — basic Net Worth view but no detailed projections.
  • Investment recommendations — no.

If you want these, use Empower (free) or Personal Capital alongside Rocket Money. They share data via Plaid so you can have both connected.

Investment view in the app

Open Rocket Money → tap Net Worth or Accounts to see:

  • Total assets: Sum of all linked accounts including investments.
  • Total liabilities: Credit card balances, loans.
  • Net worth: Assets minus liabilities.
  • Trend chart: Net worth over time.
  • By account type breakdown: How your money is distributed across categories.

You can also tap individual investment accounts to see their balances and recent transactions.

For detailed investment analysis, use Empower alongside Rocket Money. Both can be linked to your accounts simultaneously, and each does what it's good at.

Try Empower (free) →

Manual investment tracking

For accounts that won't link via Plaid (employer 401(k) without Plaid support, alternative assets, hardware-wallet crypto):

  1. Open Rocket Money → Accounts → "Add Account."
  2. Choose Manual Account.
  3. Enter account name, type (Investment, Retirement, etc.), and starting balance.
  4. Update the balance periodically (monthly typically).

Manual accounts are reflected in Net Worth but won't show transaction-level detail. Better than nothing for accounts you can't link.

Track every account in one free dashboard Empower's free Personal Dashboard tracks net worth, retirement readiness, and fees across your bank, brokerage, and 401(k) accounts. Try Empower Free →

FAQ

Why is my 401(k) balance showing the wrong amount?

Could be: - 401(k) provider's data lags Plaid's pulls (some providers update only weekly). - Recent contributions haven't propagated. - A market-day discrepancy (your provider shows market close vs. Rocket Money's snapshot from earlier).

Will Rocket Money show me individual stocks I hold?

Sometimes. Brokerages with full Plaid integration show holdings; others show only aggregate balance.

Can I see how much I'm contributing to my 401(k)?

Rocket Money shows transactions including 401(k) contributions where they appear on your linked checking account (the deposit going OUT of your paycheck account TO 401(k)). It doesn't show employer contributions automatically.

What about my employer's 401(k) match?

Employer match shows up in your 401(k) account balance over time but isn't itemized as a Rocket Money "transaction." Check your retirement plan provider directly for match details.

Does Rocket Money track HSA?

Yes, if your HSA is at a supported provider (Fidelity, Schwab, Lively, etc.). HSA-specific features (qualified medical expense tracking, etc.) aren't available; treat it like any investment account.

Can I see my expense ratios on linked investments?

No. Rocket Money doesn't pull fund-specific data like expense ratios or fund details.

Does Rocket Money work for active day traders?

It's not optimized for active trading. The data is summary-level, not real-time tick-by-tick. Use a broker's own platform for active trading.

Will linking my investment account affect anything?

Read-only access. Rocket Money can't make trades, transfer funds, or change settings.

Can Rocket Money handle multiple investment accounts at the same brokerage?

Yes. Each account links separately and shows individually.

What if my brokerage isn't supported?

Use a manual account placeholder, or wait for Plaid to add it. Plaid expands support regularly.

Related reading:

Not financial, legal, or tax advice. We earn a commission if you sign up for Rocket Money through a link on this page; the price is the same. Every claim is verified against Rocket Money's official Help Center documentation and the December 12, 2025 Content Affiliate Talking Points where applicable.